2019

3 Policies to Consider When Purchasing Auto Insurance

Blog

Everyone has to buy auto insurance now. There really is no state that does not require any driver to forego carrying car insurance. While you are at it, you might want to consider securing a couple other related insurance polices. These policies, and how they are tied to cars, driving, and car insurance just make sense to purchase while you are sitting there in the insurance agent's office anyway.  1. Life Insurance

12 December 2019

Dealing With Complications Related To An Auto Insurance Claim

Insurance Blog

If you have an issue with an auto insurance claim, such as if the offer is just too low as per your evaluation, there are steps you can take to overcome the complication. Before you do anything, however, know that approaching the issue in a calm and collected manner is best. Here are some tips and tricks to help you get your claim paid. Scrutinize Your Policy The first thing you should do is to scrutinize and re-confirm the facts of the case.

6 November 2019

Do You Need Business Insurance For Your New At-Home Business?

Insurance Blog

A lot of people run small businesses out of their homes, and many people are very successful with these types of businesses. If this is something you are currently working on or if you plan to begin your new at-home business venture fairly soon, you should find out if you will need business insurance. Business insurance is something that many businesses need, and you may or may not need to buy this type of insurance.

7 October 2019

3 Endorsements You May Want To Add To Your Homeowner's Policy

Insurance Blog

When you purchase or update a homeowner's insurance policy, you might want to discuss the subject of endorsements with the agent you speak to. Endorsements on an insurance policy are basically extra things you add to the policy for coverage on things that are not covered under a basic policy. There are a lot of endorsements you could add to your policy, but here are three that are very commonly added to homeowner's insurance policies.

2 September 2019

Understanding High Risk Insurance And Where To Get It

Insurance Blog

Drivers who had had some incidents on their record often need to get auto insurance that is specifically for high-risk drivers. The insurance company rates drivers by the number and the type of incidents on your driving record. The type of insurance required for the driver is based on this rating. Liability and Insurance Cost When the insurance company considers a driver high-risk, the decision is often based on the liability of covering that driver with insurance and the chance of having to pay out a large settlement or award after an accident.

23 July 2019

Tiired Of High Home Insurance Prices? Top Ways To Lower It Fast

Insurance Blog

Insuring your home is critical to prevent a financial disaster from occurring. You'll want to choose wisely when it comes to coverage for your property. There are varying levels of policies that will meet your individual needs, and you insurance agent can help you decide. However, keeping the costs down each month is likely to be foremost on your mind. File fewer claims It's possible you have a high deductible on your home, and this amount will need to be paid before any claims are filed.

23 June 2019

4 Things You Insurance Agent Can Do For You

Insurance Blog

Regardless if you're setting up a new policy or have had one for years, you'll most likely be in touch with your auto insurance agent at some point. This is the individual you'll work with about the policy you get and many other items. It's ideal to know exactly how this professional can assist you. 1. Assist with policy selection Working with a trained provider about the type of coverage you need is ideal.

15 May 2019

How Uninsured And Underinsured Coverage Works And Why You Need It

Insurance Blog

There are two types of auto insurance coverage you might not realize even exist, yet these two coverage types are very important if you want to have all the protection you need when driving your vehicle. These two types often come together in a policy and are called uninsured motorist coverage and underinsured motorist coverage. While they are not required types of coverages in most states, they are important to have.

26 March 2019

First Time Driver? How To Avoid An SR-22 Filing

Insurance Blog

Getting your driver's license for the first time is one of the most memorable experiences in life. Just knowing that you finally have the freedom to go where you want to go without having to consult with a friend for a ride or hash out public transportation schedules is freeing within itself. However, getting behind the wheel is not without a slew of risks and one of these involves being told that you must file an SR-22.

29 January 2019