Is Buying A Life Insurance Policy For Your Child Worth It? Here Are Its Upsides And Downsides

Insurance Blog

If you've recently had a child, you may be wondering if purchasing life insurance for them is a good decision. In general, life insurance is meant to replace lost income after someone passes away, so the concept of buying it for a child can sound strange. However, whole life insurance will be with your child for the rest of their life, and purchasing it early helps to lock in low rates and guarantees they'll have it available to them.

29 December 2020

Car Insurance Tips For Every Driver

Insurance Blog

Car insurance is a type of protection that every driver and car owner should have. However, it is a type of insurance that is frequently misunderstood by policyholders, and this can prevent them from being able to maximize this protection to its fullest extent. Here are some things you should know about car insurance. The Best Price May Not Be The Best Policy When shopping for an insurance policy, it is understandable for a person to be price-conscious about this expense.

23 November 2020

5 Auto Insurance Discounts To Consider As A Senior Driver

Insurance Blog

As a senior driver, if your auto insurance premium is higher than you can afford or want to pay, there are specific discounts you can explore to reduce your insurance costs. #1: Safe Driving Discount If you have several years where you have not had an accident or had to submit a car insurance claim, you may qualify for a safe driving discount. Most insurance companies offer safe driving discount programs.

26 October 2020

Medicare Supplement Insurance

Insurance Blog

Having original Medicare coverage does not provide all the medical services necessary for most individuals. Many members are extremely confused as to what their coverage entails. Here are a few tips for adding a Medicare supplement insurance plan.  There are many different types of medical supplement insurance plans to choose from. The first step in seeking out additional coverage is to confirm what benefits are already held. Original Medicare coverage only includes Part A and Part B.

22 September 2020

4 Important Things To Know About Homeowner's Insurance

Insurance Blog

If you are in the process of purchasing a home, make sure that you take some time to secure homeowner's insurance. Homeowner's insurance is a necessary expense when you own a home, and it is an important expense to make sure you fully understand. Important Thing #1: Homeowner's Insurance Is Required With a Mortgage If you are taking out a mortgage on the property, you will be required to retain homeowner's insurance.

12 August 2020

4 Types Of Business Insurance You Need As A Freelancer

Insurance Blog

With more people taking a step into the freelance world in the current economy, it is important to understand how to protect yourself with the right business insurance. There are lots of ways to be a freelancer. Basically, as long as you are working for yourself and setting your own hours, you can be a freelance worker, also known as an independent contractor. You could run an Etsy account, take photographs, run a drop shipping website, offer consulting services, do accounting work, or do hundreds of other tasks as a freelancer.

21 July 2020

The Top 4 Reasons You Need Homeowner's Insurance

Insurance Blog

Having homeowner's insurance is not always a requirement when you own a house, but it is something you should always have. Homeowner's insurance protects you and your lender, and there are four main reasons you should always have home insurance on your house.  1. To Meet Your Lender's Requirements The first reason you need home insurance is to satisfy your lender's requirement, assuming you have a loan on the property.

17 June 2020