If your driver's license was suspended following the arrest of a DUI charge, you will likely be required to obtain an SR-22 certificate to prove that you have auto insurance before the state will reinstate your driver's license, even if you don't currently own a vehicle. This is the case even if the DUI charges against you are dropped. The SR-22 requirement comes from the DMV hearing not the criminal court.
11 May 2022
If you drive, you need auto insurance; but there are many types of policies from which you can choose. Some coverage is required by law, but your lender may also require coverage. If you would like to know more, check out these four types of auto insurance coverage you may need. 1. Liability Coverage Most states require all drivers to purchase and maintain liability coverage. Liability coverage pays for the other driver's medical bills and property damage in the event you cause an accident.
29 March 2022
If you own your home, you may have homeowner's insurance already. Home insurance is a requirement in many cases if you have a mortgage. However, if you are a renter, there is usually no requirement for renters insurance. While renters insurance may not be necessary, it's still a good idea to have a policy. Renters insurance protects you from liability claims and covers the loss of personal property. Here are three things you need to know about renters insurance.
24 February 2022
Auto insurance is something you need, and while there are many insurance plans available, it's still often challenging to find the right fit. Your auto insurance needs to provide enough coverage for your needs while still being affordable. What an adequate amount of coverage looks like will vary from one driver to the next, and there are no one-size-fits-all auto insurance plans. However, here are three factors to consider when you hunt for car insurance.
13 January 2022
Choosing the right Medicare coverage for your needs can be complicated. One aspect of Medicare coverage that you need to know about is what you can get out of Medicare Advantage coverage. The following are seven healthcare coverage problems you may avoid with this plan. Having no coverage for dental or vision care needs If you have a basic Medicare plan, you won't have any of your dental or vision care needs covered by your insurance.
30 November 2021
Medicare is a government program that can provide much needed financial assistance to people who need medical or healthcare treatment after a certain age or sometimes if a younger person suffers a disability. But Medicare will not always cover all of your medical expenses. That's why today, some people are opting for Medicare supplement insurance. Here's what this type of Medicare insurance is and why it might be right for you or a loved one.
26 October 2021
Perhaps the most common misconception that people have about group health insurance plans is that these plans are only available to large businesses. Not only does this misconception often influence where people choose to work, but it can also cause small business owners and self-employed individuals to never even look into the possibility of enrolling in a group health insurance plan. This is really quite unfortunate because the truth is that virtually anyone can actually benefit from this type of health insurance coverage.
16 September 2021
The purpose of home insurance is to protect your home from all kinds of perils, including theft, vandalism, fire, lightning, and so on. With the help of a homeowners' insurance broker, you will choose an insurance policy that works for you. This article discusses the various types of homeowners' insurance you might want to undertake. Keep reading for the details. Standard Homeowners Insurance Policy To protect your home from likely perils, you need a standard homeowners' policy at the very least.
10 August 2021
Despite the growth of the insurance sector, some people still do not understand the importance of having an insurance policy. Given the uncertainty of the future, people should have insurance policies for themselves and their businesses. An insurance policyholder pays a premium covering any losses or expenses they may incur in the future, such as a car accident or a fire outbreak. Usually, insurance agencies offer several plans covering multiple aspects of a person's or business's life.
14 July 2021
If you are taking a vacation this summer and plan to avoid the airport by taking your own vehicle, then you want to make sure that you are properly prepared. Accidents can happen, and they tend to occur when you least expect them. Yes, you hope an accident doesn't take place while you are on a vacation, but the road is very unpredictable—and so are other people. Therefore, before you hit the open road, you will want to double-check your vehicle as well as your auto insurance policy.
15 June 2021