Getting workers compensation insurance is already a smart thing to do, especially if you work a high-risk job. If you ever need to file a claim, you know that you are, and should be, covered. If you do file a claim and your workers comp insurance company pays out more than you expected on your claim, you may want to splurge. However, that may prove to be not such an intelligent move.
22 October 2017
If you need a new car insurance policy quickly either because you just bought a new car or you are going to start driving after getting a license, you definitely want to know what the options are to obtaining a policy fast. Here are four things you should know: It's Slower in Person: First off, you should know that getting car insurance is much slower in person. Not only because you have to take time out of your day to go to the insurance company's office, but you probably also have to wait in a waiting room to be seen.
9 August 2017
If you find yourself paying a lot of money for your home insurance premiums every year, you are not alone. A number of different factors can affect the price of your home insurance, including your credit score, the condition of your house, and where you live. It can definitely be frustrating shelling out hundreds of dollars a month for your premiums. However, if you are willing to make a few changes, you may be able to cut your home insurance costs.
10 July 2017
Along with the teenage years will come all different forms of milestones and new concerns for your growing-up child. For most parents, these years will mean that their child will be learning to drive, getting a learner's permit, and eventually getting their license. During this time, it is crucial that you don't let some common misconceptions about new teen drivers get you in trouble with your insurance company. Misconception: It's okay to let your teen driver behind the wheel before they get their permit.
22 May 2017
When you get a speeding ticket or any other type of driving violation, the DMV in your city will be notified and so will your insurance company. Each time this happens, you may end up with points on your driver's license, and these points result in paying higher premiums for your car insurance. If you are tired of paying higher rates, you have a few options that may help you reduce the amount you are paying.
5 May 2017
It's well known -- the process for obtaining a license to sell insurance is brutal. With a number of categories to specialize in and a plethora of state rules and regulations to absorb, receiving a passing grade and being granted a license to sell insurance should mean all the hard work is behind you. Unfortunately, however, most new licensees soon realize that the hard work is just beginning and that becoming successful in the field of insurance sales can be even more difficult than obtaining the license.
26 April 2017
If the area you live in was recently hit by a natural disaster and your home was severely damaged or completely destroyed, you may not know what to do with yourself. After all, the loss of your home is not just about the roof over your head, but also about all of the important possessions and memories that were kept in your home. While it can be easy for you to succumb to all of the emotions that you are feeling and break down, it is important that you take certain steps to handle the situation so that you can get back on your feet as soon as possible.
14 April 2017
Shopping for new insurance can be stressful, especially when it comes to commercial insurance. You need coverage to protect your business investment, but spending too much money can take a bite out of your operating budget. If you're in the market for commercial insurance, it's time to start thinking of ways to save some money. Here are just four simple steps you can take to reduce the cost of your commercial insurance coverage.
10 April 2017
As people try to deal with higher health insurance premiums -- not everyone qualifies for subsidies, and premiums can be higher as you get older -- short-term policies have become rather popular. They don't offer many of the same protections as regular (ACA) health insurance, but the affordability is a plus for many. But is this a prudent choice for you? It can be, but you have to be sure you know what you're getting into and what you'd be missing.
3 April 2017
If you want to apply roadside assistance coverage to your car, there are two main options. The first is to use your auto insurance company for service calls. The other is to join an auto club that specializes in providing emergency services to drivers. There are pros and cons to each option, so here are some basic things to know. Auto Insurance Roadside Service Is Cheaper First of all, you might be wondering about the cost differences between the two options.
30 March 2017