Landlords: Here's Why You Should Require Renter's Insurance From Your Tenants

Insurance Blog

As a landlord, one of the most challenging aspects of renting out your place is finding tenants who will pay you and also treat the home with respect. If you do not want to end up with a lawsuit and extensive bills related to property damage, you should require that any tenants who move into your apartment carry a renter's insurance policy. Here's why. 1. Renter's insurance covers tenants' items.

12 September 2018

Insurance Tips For A High-Mileage Car

Insurance Blog

The potential losses you may face with a high-mileage car are a bit different from those you would face with a relatively new car. That is why the auto insurance coverage for the high-mileage car should also be different from that of a low-mileage car. Here are some tips to use when buying coverage for a high-mileage car: Buy Rental Car Coverage       Most insurance companies will give you rental car coverage at a reasonable rate, and you should strongly consider it if your car is old and rickety.

19 July 2018

Why A Higher Deductible Offers A Lower Premium On Car Insurance

Insurance Blog

One of the decisions you will have to make when purchasing car insurance is how much you would like the deductible to be. If you are not familiar with insurance products and deductibles, you will need to understand what this means before you make a decision. Once you understand what this means, you will find that having a higher deductible will result in paying a lower premium on your car insurance.

29 May 2018

Own A Small Business? Why It's So Important For You To Carry Commercial Liability Insurance

Insurance Blog

Starting a business doesn't necessarily come with a manual. Sure, you understand that you need to have a product or service that is in demand and you must also secure a building that you can run your operation out of. However, there are so many detail-oriented items that you might not be as familiar with. One of these involves getting liability insurance. There are a lot of risks that come with owning your own business and no matter how small your company is it's vital for you to carry liability protection.

8 April 2018

3 Tips For Saving Money On Your Car Insurance

Insurance Blog

Part of owning your own car is getting car insurance for it. This legally allows you to drive your car and it gives you the coverage that you need if something were to happen. When it comes to getting car insurance, it is important that you shop around. This allows you to get the best car insurance coverage for the lowest rate. Here are three tips for saving money on car insurance.

27 February 2018

2 Ways That An Insurance Agent Can Help You Lower Your Rates

Insurance Blog

Your insurance agent can be one of the best resources available when trying to save money on your insurance. Here are two ways that an insurance agent can help you lower your rates. They Can Suggest A Number Of Different Ways To Earn Discounts The primary way that an insurance agent can help you lower your rates is by suggesting a number of different waste discounts. This is a big difference between utilizing a website or automated phone system to buy your insurance as that is only going to really help you find discounts you already qualify for, it's not really going to help you find discounts that you could be eligible for with just a little bit of work.

23 January 2018

3 Questions To Ask Your Insurance Provider About Auto Coverage

Insurance Blog

It's essential to have the right amount of auto insurance in place. This can allow you to avoid a financial disaster if you're in a wreck. The key to making the right decision when it comes to something as crucial as your coverage will rest in speaking to a professional in this area. Knowing the right inquires to make is sure to be advantageous to you during this time. Question #1: Is it necessary to obtain a comprehensive policy?

11 December 2017

Three Smart Things You Should Do If Your Workers Comp Claim Pays Too Much

Insurance Blog

Getting workers compensation insurance is already a smart thing to do, especially if you work a high-risk job. If you ever need to file a claim, you know that you are, and should be, covered. If you do file a claim and your workers comp insurance company pays out more than you expected on your claim, you may want to splurge. However, that may prove to be not such an intelligent move.

22 October 2017

Tired Of Paying High Home Insurance Premiums? 6 Ways To Cut Your Costs

Insurance Blog

If you find yourself paying a lot of money for your home insurance premiums every year, you are not alone. A number of different factors can affect the price of your home insurance, including your credit score, the condition of your house, and where you live. It can definitely be frustrating shelling out hundreds of dollars a month for your premiums. However, if you are willing to make a few changes, you may be able to cut your home insurance costs.

10 July 2017

Common Misconceptions About New Teen Drivers That Lead Parents To Costly Car Insurance Mistakes

Insurance Blog

Along with the teenage years will come all different forms of milestones and new concerns for your growing-up child. For most parents, these years will mean that their child will be learning to drive, getting a learner's permit, and eventually getting their license. During this time, it is crucial that you don't let some common misconceptions about new teen drivers get you in trouble with your insurance company.  Misconception: It's okay to let your teen driver behind the wheel before they get their permit.

22 May 2017