When you have moving violations, accidents, or other marks on your driving record, you can typically expect to pay more for car insurance coverage. In fact, after one at-fault accident, auto insurance rates typically go up an average of 31%. If you've recently experienced a rate hike due to your driving record, you're probably looking for cheap auto insurance coverage to offset some of that premium increase. In addition to shopping around and finding the right carrier to insure you, there are some other steps you may be able to take to save on your coverage when your driving record isn't perfect.
16 February 2021
There are numerous benefits that come with being a business owner, such as making an independent income and being your own boss. The benefits of business ownership might be enjoyable, but there are still a few risks that are involved as well, such as the risk of losing large amounts of money. Money loss doesn't have to be just from a robbery, but it can also be the result of damaged or stolen assets, along with many other valuable things.
2 February 2021
If you've recently had a child, you may be wondering if purchasing life insurance for them is a good decision. In general, life insurance is meant to replace lost income after someone passes away, so the concept of buying it for a child can sound strange. However, whole life insurance will be with your child for the rest of their life, and purchasing it early helps to lock in low rates and guarantees they'll have it available to them.
29 December 2020
Car insurance is a type of protection that every driver and car owner should have. However, it is a type of insurance that is frequently misunderstood by policyholders, and this can prevent them from being able to maximize this protection to its fullest extent. Here are some things you should know about car insurance. The Best Price May Not Be The Best Policy When shopping for an insurance policy, it is understandable for a person to be price-conscious about this expense.
23 November 2020
As a senior driver, if your auto insurance premium is higher than you can afford or want to pay, there are specific discounts you can explore to reduce your insurance costs. #1: Safe Driving Discount If you have several years where you have not had an accident or had to submit a car insurance claim, you may qualify for a safe driving discount. Most insurance companies offer safe driving discount programs.
26 October 2020
Having original Medicare coverage does not provide all the medical services necessary for most individuals. Many members are extremely confused as to what their coverage entails. Here are a few tips for adding a Medicare supplement insurance plan. There are many different types of medical supplement insurance plans to choose from. The first step in seeking out additional coverage is to confirm what benefits are already held. Original Medicare coverage only includes Part A and Part B.
22 September 2020
If you are in the process of purchasing a home, make sure that you take some time to secure homeowner's insurance. Homeowner's insurance is a necessary expense when you own a home, and it is an important expense to make sure you fully understand. Important Thing #1: Homeowner's Insurance Is Required With a Mortgage If you are taking out a mortgage on the property, you will be required to retain homeowner's insurance.
12 August 2020
With more people taking a step into the freelance world in the current economy, it is important to understand how to protect yourself with the right business insurance. There are lots of ways to be a freelancer. Basically, as long as you are working for yourself and setting your own hours, you can be a freelance worker, also known as an independent contractor. You could run an Etsy account, take photographs, run a drop shipping website, offer consulting services, do accounting work, or do hundreds of other tasks as a freelancer.
21 July 2020
Having homeowner's insurance is not always a requirement when you own a house, but it is something you should always have. Homeowner's insurance protects you and your lender, and there are four main reasons you should always have home insurance on your house. 1. To Meet Your Lender's Requirements The first reason you need home insurance is to satisfy your lender's requirement, assuming you have a loan on the property.
17 June 2020
Are you considering a job as a commercial truck driver? Commercial truck insurance is a necessity for those who are considering a role in this position. Are you unsure what trucking insurance entails? This guide will help you understand its impact as you embark on a new career. What Is Primary Liability Insurance? Primary liability insurance covers any damage that results when you cause an accident with your truck. All commercial truck drivers are meant to have this kind of insurance.
18 February 2020