Insurance

The Top 4 Reasons You Need Homeowner's Insurance

Insurance Blog

Having homeowner's insurance is not always a requirement when you own a house, but it is something you should always have. Homeowner's insurance protects you and your lender, and there are four main reasons you should always have home insurance on your house.  1. To Meet Your Lender's Requirements The first reason you need home insurance is to satisfy your lender's requirement, assuming you have a loan on the property.

17 June 2020

What New Truckers Should Know About Insurance

Insurance Blog

Are you considering a job as a commercial truck driver? Commercial truck insurance is a necessity for those who are considering a role in this position. Are you unsure what trucking insurance entails? This guide will help you understand its impact as you embark on a new career. What Is Primary Liability Insurance? Primary liability insurance covers any damage that results when you cause an accident with your truck. All commercial truck drivers are meant to have this kind of insurance.

18 February 2020

Need Car Insurance? What to Look for When Shopping Discounted Car Insurance Policies

Insurance Blog

If you're in the market for new car insurance, you probably want to save as much money as possible. One of the great things is that you don't need to go with the most expensive policy to get quality coverage. However, you do need to pay attention to the details when shopping for discount car insurance. You want to make sure that you're getting the coverage you need for the price you want to pay.

21 January 2020

Dealing With Complications Related To An Auto Insurance Claim

Insurance Blog

If you have an issue with an auto insurance claim, such as if the offer is just too low as per your evaluation, there are steps you can take to overcome the complication. Before you do anything, however, know that approaching the issue in a calm and collected manner is best. Here are some tips and tricks to help you get your claim paid. Scrutinize Your Policy The first thing you should do is to scrutinize and re-confirm the facts of the case.

6 November 2019

Do You Need Business Insurance For Your New At-Home Business?

Insurance Blog

A lot of people run small businesses out of their homes, and many people are very successful with these types of businesses. If this is something you are currently working on or if you plan to begin your new at-home business venture fairly soon, you should find out if you will need business insurance. Business insurance is something that many businesses need, and you may or may not need to buy this type of insurance.

7 October 2019

3 Endorsements You May Want To Add To Your Homeowner's Policy

Insurance Blog

When you purchase or update a homeowner's insurance policy, you might want to discuss the subject of endorsements with the agent you speak to. Endorsements on an insurance policy are basically extra things you add to the policy for coverage on things that are not covered under a basic policy. There are a lot of endorsements you could add to your policy, but here are three that are very commonly added to homeowner's insurance policies.

2 September 2019

Understanding High Risk Insurance And Where To Get It

Insurance Blog

Drivers who had had some incidents on their record often need to get auto insurance that is specifically for high-risk drivers. The insurance company rates drivers by the number and the type of incidents on your driving record. The type of insurance required for the driver is based on this rating. Liability and Insurance Cost When the insurance company considers a driver high-risk, the decision is often based on the liability of covering that driver with insurance and the chance of having to pay out a large settlement or award after an accident.

23 July 2019

Tiired Of High Home Insurance Prices? Top Ways To Lower It Fast

Insurance Blog

Insuring your home is critical to prevent a financial disaster from occurring. You'll want to choose wisely when it comes to coverage for your property. There are varying levels of policies that will meet your individual needs, and you insurance agent can help you decide. However, keeping the costs down each month is likely to be foremost on your mind. File fewer claims It's possible you have a high deductible on your home, and this amount will need to be paid before any claims are filed.

23 June 2019

4 Things You Insurance Agent Can Do For You

Insurance Blog

Regardless if you're setting up a new policy or have had one for years, you'll most likely be in touch with your auto insurance agent at some point. This is the individual you'll work with about the policy you get and many other items. It's ideal to know exactly how this professional can assist you. 1. Assist with policy selection Working with a trained provider about the type of coverage you need is ideal.

15 May 2019

How Uninsured And Underinsured Coverage Works And Why You Need It

Insurance Blog

There are two types of auto insurance coverage you might not realize even exist, yet these two coverage types are very important if you want to have all the protection you need when driving your vehicle. These two types often come together in a policy and are called uninsured motorist coverage and underinsured motorist coverage. While they are not required types of coverages in most states, they are important to have.

26 March 2019