How Uninsured And Underinsured Coverage Works And Why You Need It

Insurance Blog

There are two types of auto insurance coverage you might not realize even exist, yet these two coverage types are very important if you want to have all the protection you need when driving your vehicle. These two types often come together in a policy and are called uninsured motorist coverage and underinsured motorist coverage. While they are not required types of coverages in most states, they are important to have.

26 March 2019

First Time Driver? How To Avoid An SR-22 Filing

Insurance Blog

Getting your driver's license for the first time is one of the most memorable experiences in life. Just knowing that you finally have the freedom to go where you want to go without having to consult with a friend for a ride or hash out public transportation schedules is freeing within itself. However, getting behind the wheel is not without a slew of risks and one of these involves being told that you must file an SR-22.

29 January 2019

Risks Of Not Having Home Insurance

Insurance Blog

When you make the last payment on your mortgage, you will finally own your house outright. On this day, your house becomes completely yours, and this opens up the freedom to do things you could not do before. One type of freedom you will have is getting rid of your home insurance policy, as you will no longer have someone telling you that it is required. While you can legally do this, there are some risks of not having home insurance, even if your house is paid off, and here are three of the top risks.

5 December 2018

Helping Your Teen With A Suspended Driver's License: Is There A Way To Get The License Reinstated?

Insurance Blog

Did your teenager have his or her license suspended shortly after getting the license to drive in the first place? You may have wanted your teen to have a license so that he or she could drive to and from school and work, but never expected that something bad would happen. Unfortunately, a driver's license can be suspended for several different reasons, such as continuously getting pulled over and receiving tickets for the same infractions all the time.

25 October 2018

Landlords: Here's Why You Should Require Renter's Insurance From Your Tenants

Insurance Blog

As a landlord, one of the most challenging aspects of renting out your place is finding tenants who will pay you and also treat the home with respect. If you do not want to end up with a lawsuit and extensive bills related to property damage, you should require that any tenants who move into your apartment carry a renter's insurance policy. Here's why. 1. Renter's insurance covers tenants' items.

12 September 2018

Insurance Tips For A High-Mileage Car

Insurance Blog

The potential losses you may face with a high-mileage car are a bit different from those you would face with a relatively new car. That is why the auto insurance coverage for the high-mileage car should also be different from that of a low-mileage car. Here are some tips to use when buying coverage for a high-mileage car: Buy Rental Car Coverage       Most insurance companies will give you rental car coverage at a reasonable rate, and you should strongly consider it if your car is old and rickety.

19 July 2018

Why A Higher Deductible Offers A Lower Premium On Car Insurance

Insurance Blog

One of the decisions you will have to make when purchasing car insurance is how much you would like the deductible to be. If you are not familiar with insurance products and deductibles, you will need to understand what this means before you make a decision. Once you understand what this means, you will find that having a higher deductible will result in paying a lower premium on your car insurance.

29 May 2018

Own A Small Business? Why It's So Important For You To Carry Commercial Liability Insurance

Insurance Blog

Starting a business doesn't necessarily come with a manual. Sure, you understand that you need to have a product or service that is in demand and you must also secure a building that you can run your operation out of. However, there are so many detail-oriented items that you might not be as familiar with. One of these involves getting liability insurance. There are a lot of risks that come with owning your own business and no matter how small your company is it's vital for you to carry liability protection.

8 April 2018

3 Tips For Saving Money On Your Car Insurance

Insurance Blog

Part of owning your own car is getting car insurance for it. This legally allows you to drive your car and it gives you the coverage that you need if something were to happen. When it comes to getting car insurance, it is important that you shop around. This allows you to get the best car insurance coverage for the lowest rate. Here are three tips for saving money on car insurance.

27 February 2018

2 Ways That An Insurance Agent Can Help You Lower Your Rates

Insurance Blog

Your insurance agent can be one of the best resources available when trying to save money on your insurance. Here are two ways that an insurance agent can help you lower your rates. They Can Suggest A Number Of Different Ways To Earn Discounts The primary way that an insurance agent can help you lower your rates is by suggesting a number of different waste discounts. This is a big difference between utilizing a website or automated phone system to buy your insurance as that is only going to really help you find discounts you already qualify for, it's not really going to help you find discounts that you could be eligible for with just a little bit of work.

23 January 2018